VitePay Logo
Start free →
Powered by European open banking · EU regulated

Stop paying 2.5%
to collect money.

Generate a branded payment link in seconds. Your client pays from their banking app. Collect money for free. Withdraw instantly from 0.25%.

Check Icon No setup fee
Check Icon No card terminal needed
Check Icon First link in 2 minutes
0%
to collect
vs 2.5% on card
8 sec
average settlement
vs 2 days on card
0.25%
payout from
flexible withdrawal
0
chargebacks
on bank transfers
How it works

Three steps.
No developer needed.

1

Generate a branded link

Create a payment link with your logo, business name, and amount. Customers see exactly who they're paying before they click.

2

Share the link

Send it via WhatsApp, email, or SMS. Your logo and details appear in the chat preview — no app download needed.

3

Get paid instantly

Your client pays from their banking app in seconds. Money lands in your account immediately.

Features

Everything a European business
needs to get paid.

Zap Icon

Branded payment links

Your logo, business name, and amount appear in WhatsApp and social media previews. Customers know exactly who they're paying.

Email Icon

WhatsApp Business orders

Customer orders from your WhatsApp catalog? We automatically create a payment link and reply with a Pay Now button.

Email Icon

Share anywhere

Send the link via WhatsApp, email, or SMS. Rich previews with your branding show up everywhere.

Shield Check Icon

Zero chargebacks

Bank transfers can't be reversed like card payments. No dispute headaches.

Bank Icon

EU regulated

Powered by TrueLayer, Europe's leading open banking infrastructure. No storing card data.

Check Icon

Accountant partner programme

Earn a share of your clients' payment volume. Refer once, earn forever.

Pricing

One rate. Nothing hidden.

Per transaction — no monthly fee
%0

to collect payments. You only pay when you withdraw.

1.5%
Instant
1.0%
1 Day
0.5%
1 Week
0.25%
1 Month
Check IconUnlimited payment links
Check IconYour logo on every link
Check IconCustom payment references
Check IconWhatsApp Business integration
Check IconInstant SEPA settlement
Check IconEmail & webhook alerts
Check IconRich link previews
Check IconNo setup fee ever
0%
VitePay
VS
2.9%
Stripe
2.5%
iZettle
2.75%
SumUp
From our users

Trusted by European freelancers
and agency owners.

"I was paying Stripe nearly €400 a month in fees. VitePay costs me about €80 for the same volume. It took me 10 minutes to switch."

JS
Jamie S.
Brand designer, Berlin

"My clients pay the same day I send the link now. The cash flow difference for my practice has been significant."

RK
Riya K.
Management consultant, Paris

"The instant settlement alone saves me hours of tracking. Payments just appear in my account."

TM
Tom M.
Digital agency, Amsterdam

See how much you're overpaying.

Enter your monthly invoicing volume and we'll show you exactly what VitePay saves you.

Based on competitor rates of 2.5% + 0,20 € vs VitePay's 0% collection fee + selected payout fee.
Competitor fees:270,00 €/mo
VitePay fees:100,00 €/mo
You save per month
170,00 €
You save per year
2.040,00 €